LIFE inevitably brings unexpected
events and challenges our way. Whether it’s an accident, an illness, the loss
of a loved one, an economic recession or retirement, being prepared for life’s
twists and turns is essential. Change cannot be avoided. This is why AXA
Philippines has a wide range of products and services that help customers
respond to their ever-changing needs.
AXA
Philippines is a synergy between one of the country’s biggest and strongest
financial institutions, Metrobank, and AXA, the world’s number one global
insurance brand (based on the 2011 Interbrand Report). As one of the largest
and fastest growing life insurance companies in the country today, AXA
Philippines has taken proactive steps by redefining its insurance offerings.
“We
study the trends in the evolving insurance needs of Filipinos and we are proactive
in servicing them. We are focused on
specific customer segments, assessing their needs and goals, and giving
them flexibility and control over their insurance plans. By doing this, we help
them find the best solutions that fit their life stage and personal
preferences. We are always here to give them what they need,” says AXA
Philippines President & CEO Rien Hermans.
Insurance for Start-ups
To
address the needs of the growing market of young professionals and startup
families, AXA Philippines has created easy and affordable insurance plans and
services. These insurance products include Savings eXentials and Life
eXentials, which are especially made for income and savings protection.
With
AXA Philippines’ affordable, straightforward plans, customers can have peace of
mind knowing they’re protecting their family's financial future.
“There is an increasing number of young
professionals and families starting up that are interested in not just savings
but also in investments as well. AXA
is the ideal insurance partner for this younger segment because we have easy
and convenient process of application, payment, and claims,” Hermans explains.
Personalized financial solutions
Due
to the evolving insurance needs and preferences of customers, AXA Philippines
offers personalized financial solutions. This strategy has been one of the
company’s greatest strengths through the years.
AXA
Philippines doesn’t just offer generic, off-the-shelf products. The company’s
expert financial advisors and financial executives in Metrobank branches use a proprietary
electronic FNA (Financial Needs Analysis) tool to match solutions to customers’
requirements.
The
eFNA or AXA Life Score is a computer program that helps AXA’s financial
advisors analyze and assess a client’s needs and goals. After this assessment,
they will prepare a set of products that best suits the client’s requirements. This
way, clients are assured that their financial needs are met.
AXA
Philippines is also the leader in investment-linked life insurance in the
country, with products such as Life BasiX, aXelerator, and 3G-Xceed. These life
insurance plans combine investment and protection, giving policyholders the
flexibility to choose their own level of protection and the types of investment
and funds they want to earn potential upside.
And
to help clients enhance their financial protection and get more benefits, AXA
Philippines also offers supplements and riders that can be added to their
insurance package.
Insurance as investment
In
addition to its traditional insurance packages, AXA Philippines has also
expanded its product catalog by wealth management solutions.
“Through
the years we have gained the expertise and resources to provide assistance and
advice for our high net worth policyholders and those
who want to invest in bonds and equities. We’re
here to provide them solutions for purposes of accumulating and protecting
their assets,” says Hermans.
AXA’s
Ambition X is for long-term growth through variable returns from professionally
managed funds, while Assure gives life insurance coverage up to age 100 with
guaranteed cash values.
3G-Xceed
provides customers with guaranteed capital, returns, and life insurance
coverage. It has an exclusive offering called aXcess, which gives policyholders
the opportunity to invest in the unique Icon Funds—the Spanish- American Legacy
Fund and Chinese Tycoon Fund.
Business solutions plans
AXA
Philippines’ also offers business solutions plans for companies that want to
reward their employees and at the same time grow their assets. These products
include Group Variable Life (GVL); Group Yearly Renewable Term (GYRT); Group
Personal Accident Plan; Security Assurance For Employee Plan (SAFE), and Group
Credit Life.
“Our
business solutions are for customers who acknowledge insurance not as an
expense but an investment. They recognize that their people are their best assets
so they give them the added benefit of coverage from AXA Philippines,” Hermans says.
AXA
Philippines’ various products and services are available in over 500 Metrobank
branches nationwide. There are 1,500 AXA exclusive financial advisors who are
always ready to be of service. Policyholders may also use the ‘myAXA Click’ facility in the AXA Philippines
website (axa.com.ph) to access
information regarding their policies 24/7.
AXA is one of the world’s leaders in
financial protection and wealth management. Originating from France, it serves
a global clientele of 95 million customers in 61 countries. For more
information, please log on to axa.com/en/group/profile.
For more information on its products and services, call +632.5815.292
/ +632.3231.292
or email Customer.Service@axa.com.ph
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